You want to buy a bargain! You know all about the real estate crises, you watch the TV news. Maybe you even took a ride on the “Foreclosure Express” bus where the REALTOR® on the loud speaker pointed out a nice looking house with brown grass, and told you, “it sold for a Billion Five, 3 years ago, but you could buy it today for $163,535.00!”<< MORE >>

What about those poor morons losing their homes? It has been suggested that Loan Originators should have kept these morons from these terrible loans. << MORE >>

Everyone is a salesman, some are just better than others. I write about real estate, real estate investment, mortgage lending and borrowing, and sales. Salesmanship is a lesson in life! << MORE >>

During the current mortgage crisis every news pundent, every former home owner, every politico, every fool with little or no lending or banking knowledge has pontificated an opinion as to the reason for proliferation of foreclosures! We have been forced fed a virtual cornucopia of unsupported illogical sound bytes all of which are both individually and collectively are pro-ported
 to be the cause of the problem




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This is the first of two articles on purchasing and selling single family homes with lease-options. We're going to examine buying on a lease-option, selling on a lease-option, and in article # 2 how to successfully buy and sell on a lease option.






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In part 1 of "A Consumers Guide To Lease Options" I did my best to discourage your use of this tool. Lease options are in deed very useful if done right.

Some of you may want to use a lease option properly, so here are some guide lines.

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You’ve reached that point in your life, somewhere between 18 and death, that you want a home of your own. You locate a REALTOR® or better yet a Loan Originator and make your first mistake. You ask “how much can I afford?”<< MORE >>

What is your perception of yourself? Do you have a professional persona? How are you perceived?

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We’ve faced many a crisis since the start of the American dream, war, moral reform, depression, social ambiguity, and lack of leadership. Never have we so needed a mass exorcism so much as we do today.<< MORE >>

I was listening to Garth Brook’s recording “Fever” about a seemingly insane bull rider. “Fever” could be symbolic of a real estate or mortgage rep’ in our current crisis! The bull rider starts out injured and with one hand tied, that pretty well describers our current situation. << MORE >>

I’ve never met anyone who ever bought or sold a house repeating someone else’s words, like a parrot. But, I’ve never found any phrase as powerful as those ten little words. "I have a problem... and I could use your help." << MORE >>

Keep these two lessons in mind. Know how things work and sometimes it takes drastic measures to get attention. Every real estate "Guru," myself included, teaches about "short sales" getting a lender to take less than it's entitled to as full payment. Lenders accept "short sales" when it's in their best interest. Lenders also discount paper and sell notes all the time, << MORE >>

Almost all of us know or know of someone who’s made a million dollars in real estate. In quieter contemplative moments we all look for their inspired brilliance, so necessary for doing well in today’s depressed real estate market.<< MORE >>

From the time Columbus’s voyage became known the "Dream" has grown and mutated the Spanish, French, and English Monarchs sought to expand their empires and exploit the New World to profit the Old.<< MORE >>

I am an American! Not a schizophrenic hyphenated dysfunctional, confused, and disloyal, ethnic freak. I am a Euro-centrist, there is no other logical expatiation for the American miracle! My Great, Great, Great Grandfather Jacques emigrated here from France in 1608, for freedom to practice his religion. << MORE >>

For more than thirty years I've been writing sales agreements, offer and acceptances, purchase agreements, mini-offers, and options unlike anything I’ve ever seen, << MORE >>